Rates as of January 13, 2012
Amount to Finance
|
Rate |
Max Term |
Down Payment |
Geographic region |
| $250,000 - $500,000 |
3.99%* |
240 Months |
15%- 20% |
Northeast - see below |
| $150,000 - $500,000 |
4.50% |
240 Months |
15% - 20% |
Northeast |
| $100,000 - UP |
4.99% |
240 Months |
15% - 20% |
Nationwide |
| $75,000 - $99,999 |
4.99% |
240 Months |
15% - min |
Nationwide |
| $50,000 - $74,000 |
5.50% |
240 Months |
10% - 15% |
Northeast |
| $50,000 - $99,999 |
5.375% |
180 Months |
10% - 15% |
Nationwide |
| $25,000 - $49,999 |
5.75% |
180 Months |
10% - 15% |
Nationwide |
| $10,000 - 24,999 |
6.75% |
120 Months |
10% - min |
Northeast |
Rates subject to following:
All rates quoted above assume a 760 plus credit score
Rates above are for New or used up to 2 years old. Older boats, High Performance or Limited Charter, may have higher rate - call for details. All loans subject to lenders loan to value criteria.
Stated Income loans available up to $100,000
* 3.99% requires a 1% origination fee in addition to down payment requirement
Rates subject to change without notice
Northeast is defined as states including Virginia north along the east coast and adjacent to the Chesapeake Bay. Call for your specific state.
Other lender restrictions or limitations may apply, not all will qualify for lowest rate.
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